I found the financial road map

"This is the best thing that I do in my life," said Cardenas is now relaxed, 46, sitting in the sunny living room of his North Hollywood home.

With the help of Los Angeles financial planner Jennifer Hartman, Cardenas staved off foreclosure needs more manageable fixed rate mortgages. He has also set up a household budget, slashed their costs and began tracking his spending. The process of their own finances, Cardenas found peace of mind.

The main conclusions: that posliduyut their financial plans, Cardenas and other currently less concern, and the cost of the Earth, breaking some bad habits that their finances rasstroystvo. Some even managed to achieve such dreams are buying houses, not expecting that advisers.

They do not have financial planning, but need the financial map, "said Delhi Fernandez, a fee only financial planner in Los Alamitos. (The Times, is paid only routine work, not because of any commission or revenue, floor-related financial products that are for sale. )

"People have no place in life that will take care of itself," said Fernandez. "If you do not know where you will not end if you want to be."

For other volunteers, has too much makeup. Glen Golightly, which promotes the company's involvement in Korea, and land and air, and I believe that this tolerance of heat and fear recession. Mark Stone and Jessica homes to buy or accept a new baby, even if they are already, and the other was stretched to the economic pressures. Steve Haibach and writing disabilities on his departure delays. Michael Sausser I am still the first row, the economic damage wreaked sickness, morning and fighting.